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Raise Your Score
Reclaim Your Power

Integrity First

We operate with honesty, transparency, and accountability in every step .

Excellence

We are committed to delivering top-tier, personalized service that exceeds expectations and gets real results.

Confidentiality

Your privacy is sacred. Every client is treated with the highest level of confidentiality and respect.

Empowerment

At Lavish Credit Repair, we do more than improve your credit—we equip you with the knowledge and tools to maintain it.

about us

Lavish Credit Repair
Makes it Possible.

At Lavish Credit Repair LLC, we believe that credit is more than just a number.

It’s a powerful tool that can open doors to new opportunities, stability, and generational wealth. Founded with a passion for financial empowerment, our mission is to help individuals and families rebuild, restore, and rise above credit challenges.

 

OUR SERVICE

What we do

Student Loans

We assist clients in resolving credit reporting issues related to student loans and offer practical strategies to manage their repayment.

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Foreclosures

We examine foreclosure entries for inaccuracies and challenge them where possible, giving you a chance to rebuild your credit.

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Medical Bills

Whether it’s surprise billing, insurance disputes, or old debts, we work diligently to clean up medical collections.

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Collections

We help remove inaccurate, outdated, or unverifiable collection accounts from your credit report.

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Repossessions

We work to challenge and remove repossession records that are damaging your credit, while guiding you through the process of rebuilding financial trust.

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Evictions

At Lavish Credit, we help review and dispute eviction entries that may be reported incorrectly and restore your rental credibility.

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our ceo

Leading with Vision

Welcome to Lavish Credit Repair LLC! I’m Kyesha Steele, and I’m truly honored to support you on your journey to financial empowerment.

By taking this step, you’ve shown a commitment to improving your credit and creating a stronger financial future—and I’m here to guide you every step of the way.
To begin, I’ll need a few key items from you, including basic information, supporting documents, and access to your credit reports. These details allow me to tailor a strategy that aligns with your goals and ensures we make meaningful progress.
Once everything is submitted, I’ll begin preparing your dispute letters and working on your behalf to address any negative items impacting your credit.
Your journey toward greater financial freedom starts now—and I’m committed to helping you succeed throughout the process. Together, we’ll work to rebuild your credit, restore your confidence, and open the door to new opportunities.

why choose us

Smart Credit Solutions
Lavish Results

Proven Results

We don’t guess, we get results. Our customized credit repair strategies have helped countless clients remove negative items and improve their scores.

Client Centered Approach

At Lavish, you’re more than just a credit report. We listen, we care, and we tailor our services to fit your unique needs and goals.

Trust & Transparency

No hidden fees. No empty promises. Just honest, clear communication and a step-by-step breakdown of how we work  because trust matters.

Education & Empowerment

At Lavish Credit Repair, we do more than improve your credit—we equip you with the knowledge and tools to maintain it. Through expert guidance and ongoing support, you’ll gain the confidence to take control of your financial future

OUR PROCESS

ONBOARDING STEPS

Congratulations on taking the first step toward improving your credit and creating a stronger financial future. I’m honored to be part of this journey with you—welcome to Lavish Credit Repair!

Before I can begin working on your file, please complete the following steps:
Sign up for credit monitoring so I can access your reports and track your progress:
👉 [Credit Monitoring Signup]

Complete the intake form and upload your required documents—a valid photo ID and a recent utility bill showing the same address as your ID:
👉 [Client Intake Form]

KEEP YOUR CREDIT MONITORING ACTIVE

Keeping your “MyFreeScoreNow” account active is crucial. This is how I monitor your credit reports and confirm what’s been deleted, changed, or verified. Please don’t downgrade or cancel during the repair process  it’s the only way I can track your score and ensure all 3 bureaus are updated. I’ll send updates via email and/or text as things move along

YOUR ROLE IN THE PROCESS

We’re a team — and while I’ll be working hard to dispute inaccurate, negative items, you play a big part too. Some tips:

* Pay your bills on time
* Keep credit card utilization under 10%
* Avoid applying for new credit
* Stay consistent and patient!

Your cooperation will help your score improve much faster, and we’ll aim for 700+ together. Let’s do this! 💯

📌 POLICIES TO FOLLOW (IMPORTANT!)

To ensure the best possible results, please follow these important guidelines throughout your credit repair journey:

1. Avoid applying for new credit during the process, unless it’s for a tradeline that does not require a hard credit inquiry.

2. Submit all investigation results received from the credit bureaus within 3–5 business days of receiving them.

3. Do not speak with collection agencies or admit to any debts over the phone. Please allow me to handle all communication on your behalf.

4. Make all payments on time. Even one late payment can negatively impact your credit score by 30 to 120 points.

5. Maintain active credit monitoring. Your account will be paused if monthly monitoring is not kept up to date.

6. Focus on building positive credit history by keeping your credit card balances low and making timely payments.

7. Failure to follow these guidelines or allowing credit monitoring to lapse for more than 10 business days may result in removal from the program.

📲 COMMUNICATION:

You’ll receive regular email and text updates on your credit, your file status, and educational tips. We also offer a free monthly coaching call, by request only, where we’ll walk through changes in your report and help you build a stronger credit future.

📞 If you need support, text us at 659.977.0334
🕒 Hours: Mon–Fri, 9:00AM – 5:00 PM CST
(Or send a message via your secure client portal.)

LAST THING — STAY ENCOURAGED!

We’re in this together, and I’m here to help you every step of the way. Once you start seeing your results, I’d love for you to share your testimony on social media or leave a review. Referrals are always appreciated too! Thanks again for trusting Lavish Credit Repair LLC. Let’s get to work!

With love and determination,
Kyesha Steele
CEO / Founder
Lavish Credit Repair LLC

real testimonials

What They
Say About Our
Company?

“I went from being denied for everything to getting approved for my first car loan within 3 months! Lavish Credit Repair didn’t just fix my credit—they gave me hope again.”
Michael O.
“After a foreclosure and two evictions, I felt stuck. Lavish Credit Repair LLC helped clean up my report, and now I’m moving into my new apartment with peace of mind. Thank you!”
Tasha D.
“The team truly cares. They didn’t just boost my score — they taught me how to maintain it. That’s what sets them apart.”
Jessica A.
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